Low payment
The carrier paid something, but the amount does not come close to covering the real repair cost.
Free Insurance Claim Review
Before you accept the insurance company’s answer, get a second look.
If your claim was underpaid, denied, delayed, or the estimate does not match the real damage, Charter Claims can review where things stand and help fight for the money you are owed.
- Free Claim Review
- Free Inspection
- No upfront cost
- No fee unless we are successful in getting you more money
A review makes sense if:
- The insurance payment will not cover repairs
- Your claim was denied, delayed, or partially denied
- The adjuster missed damage or left items out
- You are unsure whether to accept the settlement
- You want someone on your side dealing with the insurance company
The insurance company’s adjuster works for them. Charter Claims works for policyholders.
What we look for
Insurance estimates often miss the full scope of the loss.
We review the facts of the loss, the insurance estimate, claim status, visible damage, repair concerns, and whether the carrier’s position appears incomplete or unfair.
Denied or delayed
The claim was denied, partially denied, stalled, or stuck in confusing back-and-forth.
Damage left out
The estimate may be missing roof, water, fire, smoke, storm, code, or interior damage that should be reviewed.
We work for you
You do not have to take the insurance company’s estimate as the final word.
Charter Claims reviews the damage, reads the policy, documents what matters, and pushes back when the carrier’s answer does not reflect the full loss.
Request ReviewDetailed intake
Request Your Free Claim Review
The form is detailed on purpose, but you do not need every answer to start. Send what you know. If we need more information, we will follow up.
Prefer to talk? Call 888-503-5009.
Proof matters
Real claims where the first answer was not the final answer.
Every claim is different, but the pattern is common: the first estimate can miss damage, undervalue repairs, or leave money on the table.
“After Hurricane Ian, my insurance company reviewed the damages and wanted me to settle. A check was presented that barely covered only 1/4 of the damaged expenses. Charter Claims inspected my insurance claim and found many mistakes that were missed by the insurance company. They handled my entire case and got me all the money that was due to me for the repairs.”— Don
“The insurance company really tried to undervalue my claim. I spoke to Clint and he was able to get my claim processed and I couldn’t be happier. I will use him in the future with any claims I have.”— Michael
Results vary based on policy, facts of loss, documentation, and applicable law.
Next steps
What happens after you submit the form?
We review your information
Charter Claims reviews what happened and where the claim currently stands.
We contact you
We follow up to ask questions and determine whether an inspection or deeper review is appropriate.
We inspect and document
If we can help, we inspect the property and review the insurance estimate.
We fight for a fair result
Charter Claims communicates with the insurance company and works to pursue additional money when the claim supports it.
You move forward
You get a clearer path through the claim process and toward repairs.
Ready for a second opinion on your insurance claim?
Submit your claim information or call Charter Claims now.